InuaBizLedger

For wholesalers & agrovets

Sell on credit.Get paid on time.

Know who owes you, send polite SMS reminders with your Till or Paybill, and collect on every delivery — all from your phone.

Start 14-day free trial See how it works
  • Ksh 2,500/month per business
  • Up to 3 branches
  • No card needed

From daftari to Ledger

Stop flipping pages to find who owes you.

The same customers you keep in your exercise book — with balances that add up, due dates, and reminders that go out on their own.

An open exercise book of customer debts with names crossed out and totals scribbled in the marginsBefore · the daftari
Names crossed out. Totals that never add up.
After · InuaBiz Ledger

Customers

Total Ksh 184,250

  • MWMama Wanjiru DukaGithuraiKsh 28,40021d late
  • HSHassan StoresMombasaKsh 18,4009d late
  • NMNeema Mini-MartNakuruKsh 15,900Due in 3d
  • OWOtieno WholesalersKisumuKsh 12,000Promise today

Reminder sent to Mama Wanjiru · 08:00

  • Exercise books get lost

    Every invoice, payment and promise in one place.

  • Calling to chase is awkward

    Ledger sends the reminder. You keep the relationship.

  • Drivers collect, money disappears

    Every stop records what was collected, cash or M-PESA.

How you get paid

From credit sale to money in, in three steps.

  1. 1

    Record the credit sale

    Make an invoice in seconds. Stock goes down and the due date is set for you.

  2. 2

    Ledger reminds them

    A polite SMS goes out before the due date, with your Till and a link to their statement.

  3. 3

    Money in, invoice cleared

    When they pay to your Till or Paybill, Ledger matches it and clears the invoice.

Everything credit

Built for how Kenyan wholesale really works.

Every customer’s balance

See who owes what — and how late.

  • 0–30 daysKsh 98,150
  • 31–60 daysKsh 52,600
  • 61–90 daysKsh 21,000
  • 90+ daysKsh 12,500
Total outstandingKsh 184,250

Reminders that get paid

Polite SMS with your Till or Paybill — by hand, or automatically before, on and after the due date.

Promises to pay

Write down “I’ll pay Friday”. Ledger marks it kept when the money arrives.

Credit limits & holds

New credit stops for slow payers automatically, before the debt grows.

Delivery collections

Drivers record cash and M-PESA collected at every stop on the route.

Invoices & quotesTurn a quote into an invoice in one tap.
Stock that moves with salesDown when you invoice, up when stock arrives.
Branches & staffUp to 3 branches and 5 staff, each with a login.
See every feature

For your customers

No app. No calls. Just a link.

Every reminder carries a link to the customer’s own statement. They see every invoice and payment, and pay you straight from their phone — no more “how much do I owe?” calls.

  • Opens in any phone browser — nothing to install
  • Every invoice and payment, always up to date
  • Pay by M-PESA prompt or straight to your Till

Deliveries

Collect on every drop.

Plan a run, send the driver with the list, and see what was delivered and collected — stop by stop. Money paid on delivery clears the invoice straight away.

  • Drivers see their stops and balances on their own phone
  • Cash and M-PESA collected, recorded per customer
  • Close the run and know exactly what to expect back
A driver unloading sacks from a pickup while the shop owner checks the delivery note at her door
Run R-14 · Thika Road5 of 8 stops
  • Wairimu StoreDelivered 09:40 · CashKsh 8,500
  • Mutua GeneralDelivered 10:15 · M-PESAKsh 12,000
  • Salma KioskDelivered 10:50 · not paidPromise Fri
Collected so farKsh 20,500

Who it’s for

Made for businesses that sell on account

Wholesalers & distributorsKnow which shop owes what — across every route.See how it works Cereals, feeds & agrovetsFarmers pay after harvest. Ledger remembers until they do.See how it works Hardware & building suppliesFundis and contractors on credit — without the exercise book.See how it works Drinks, water & gasCrates, refills and empties — tracked per outlet.See how it works Services sold on creditYou did the work. Ledger makes sure you get paid for it.See how it works Businesses with a POS but no debt trackingKeep your POS. Add Ledger for the customers who pay later.See how it works

On InuaBiz Till? Ledger is Ksh 1,800/month

One price for the whole business

Ksh 2,500/month

or Ksh 25,000 a year — two months free

Start 14-day free trial See pricing

Everything included

  • Up to 3 branches
  • 5 staff logins
  • 500 SMS every month
  • Statement links & automatic reminders
  • 14-day free trial — no card needed

Extra branch Ksh 500/month · extra staff Ksh 250/month

FAQ

Questions, answered.

Something else on your mind? Email hello@inuabiz.co.ke and a person will reply.

No. Till is a point of sale for shops that sell over the counter. Ledger is for businesses that sell in bulk on credit and need to track who owes what and get paid. You can use either one on its own, or both.

Stop chasing money in a notebook.

14 days free with 50 SMS. Bring your customers from Excel — or we set them up for you for Ksh 2,000.

Start 14-day free trial See pricing