Features
Your credit book, on your phone — and it chases for you.
Everything a wholesaler, distributor or supplier needs to sell on credit and actually get paid.
From: InuaBiz · Kamau Hardware
Hi Otieno, a reminder that INV-1042 for Ksh 36,000 is due tomorrow. Pay via Paybill 400200, account OTIENO. Asante!
Customers & credit
Everything about who owes you, in one list.
- Balance, overdue amount and days late for every customer
- Credit limit and payment terms per customer, or a business default
- Automatic hold after a set number of days late — no new credit until they pay
- Import customers and opening balances from Excel (CSV)
- Filter by owing, overdue or on hold; search by name, phone or town
Sales, invoices & quotes
Record what went out on credit in seconds.
- Invoices numbered for you (INV-1001, INV-1002…)
- Quotes that become invoices in one tap
- Pick products to fill prices and deduct stock, or type any item
- Discounts, notes and due dates worked out from the customer's terms
- Print or save as PDF with your Till, Paybill or bank details
Payments
Money in, matched to the right invoices.
- Record M-PESA, cash, bank or cheque payments
- Payments clear the oldest invoice first, or the one you choose
- Overpayments kept as credit and used on the next invoice
- Duplicate M-PESA codes blocked
Collections
Get paid without the awkward phone call.
- SMS reminders with your own wording and payment details
- Automatic reminders before the due date, on the day and every few days after
- Send to one customer or everyone overdue at once
- Promises to pay, marked kept automatically when the money arrives
- A statement link customers can open any time
Deliveries
From the store to the customer, and the money back.
- Delivery runs with a driver, vehicle, route and list of stops
- Drivers record delivered or not, cash and M-PESA collected
- Payments on delivery go straight to the customer's account
Your business
The rest of the book, handled.
- What I owe: supplier bills, due dates and payments
- Stock levels with low-stock warnings and full history
- Aging report: 0–30, 31–60, 61–90 and 90+ days
- Insights: sold vs collected, days to get paid, slowest payers
- Up to 3 branches and 5 staff with owner, manager, clerk and driver roles
- Export customers, invoices and payments to CSV any time
Separate from InuaBiz Till
Ledger is its own product with its own screens. Use it on its own, or next to InuaBiz Till or any other POS.
Stop chasing money in a notebook.
14 days free with 50 SMS. Then Ksh 2,500 a month for your whole business — up to 3 branches and 5 staff.